I was ripped off by
Advanta. My APR on my small
business credit card account was originally 6.99% and jumped to a loan shark amount. I never missed a payment nor was I ever late making a payment. I just recently received a small refund check from
Advanta to correct the overcharge. A disclaimer accompanied the check and stated that by cashing the check, I agree to not take part in any
class action lawsuits against the bank. The hush money was not enough to keep me quiet. Count me in on the
class action lawsuit.
Advanta Bank is shady!!!!
1. Written by Jim C, on 05-12-2009 20:03
Same thing happened to me...overlooked by 3 days...paid on line..they agreed to credit the late charge and never mentioned they were escalating the rate to 34%. Obviously should have been more careful, but have never been late and expected more. Will get them paid off within the month, which is what they want, unfortunately.
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2. Written by Really?, on 05-12-2009 10:56
these people really suck they never call you back, they lie and are completely unethical they are a bunch of tools. our interest rate was jacked, we had a payment plan they defaulted on the agreement, blamed us and now we have lawyers calling to sue us for $5000. Good luck trying to get the money. I think the only people left working there are the collections department. they are out of business why pay them at all? jerks 
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3. Written by Mike, on 07-11-2009 00:27
I missed my payment by a few days and now I am paying 29% rate. This *** cause I have $20k balance. I will never use them again!
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4. Written by dmay, on 28-10-2009 05:41
total agreement the same thing happened to me. these guys are just banksters. i hope congress slaps the crap out of them
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