Unclaimed
Advanta Bank
50.1K
CLAIMED LOSSES
147
TOTAL REVIEWS
9K
PAGE VIEWS
Advanta Bank Reviews
New Reviewer
Lost and found urgent
Hello my name is Devin I'm contacting you regarding a lost wallet and set of keys
ID
Loss
$80
Preferred solution
Lost and found
New Reviewer
Scammed
Paid via auto payment on a small (1400) debt via a DOD salary to Advanta. They said I didnt pay them one month (although I paid electronically and couldn't miss a payment) and charged me fees and upped my payments and added twice what I owed them.Why hasnt the CCC or Attorney General for USA put them in jail instead of allowing them to screw up our credit 9 years later for thier dishonesty/lies and unethical practices?
ID
Location
Oak Hill, West Virginia
Reason of review
lies inflated interest doubled amount owed
Loss
$1400
Preferred solution
Full refund
Advanta bank
Advanta has been put out of business and is having to issue refunds check with your state comptroller for any refunds you might have coming. I got $499 back but still have a bad mark on my credit that experian etc will not take of. Advanta screwed allot of people if we did something like this we would be in jail. They tried to get $22,000.00 from me and I owed them nothing always paid my bill in full and never late for 8 years and they are the *** if the earth and deserve anything they can be given.
ID
Location
Magnolia, Texas
Cons
- Getting screwed
Reason of review
Poor customer service
Preferred solution
Let the company propose a solution
New Reviewer
Advanta let alone scams consumer but also non profit fund raising
I am seeking to sue advanta in a lawsuit regarding credit card fraud and also for scamming and breaching contract with helping military family who also setup an affiliation to work with them for fund raising and in return went into partner for hiring the non profit founder to use name and help with fund raising and then advising for the projects. In return offered funds at an agreement and then did as such on a consumer level started charging and uping fees without any return of the agreement on affiliation. then as such closed then account and never followed through on the agreement. with this there was charges made in fraud of fees and no payout from the original affiliate agreement for advertising and marketing the bank for each application. with this they tried to control and breached the contract and then asked to try and take the money with services as stated on a consumer level and also business level to help small business and non profit in return was trying to compensate funds which is considered illegal. also inreturn after investigations it was a scam to raise and take money from outside for a political campaign person I am asking to join or have a lawyer put counter lawsuit to also with their threats of the reports against the founder on a person level which hindered the fund raising and such. along with the money that was already invested into the credit card program. for 3 million and more dollars. to include class members if possbile at another amount. please contact me I am also in military area and we work with federal programs I appreciate a response asap and seeking lawyers who take the case to end within six months I am trying to enforce the justice system on cases like this where judged spann out for too long when victims are in hard times. please help me petition for this for we need to remind these people we vote into office including judges that they work for us not the other way. to include a petition to allow some restitution to victims for these types of cases for class members if you are on the advanta case I would like to add my name as the plaintiff and help with the case on what is required and needed and expected of me and also suggestion for class members reach our association at fitprolifestyle@***.com
ID
Location
Fayetteville, North Carolina
Loss
$1
New Reviewer
Illegal late payment fees
Advanta Bank is a predatory bank. They are very slick. They are deceiving customers with their crafty devices, and they need to be put out of business. For many years I have been paying my bills electronically through my bank. For the second month in a row they are assessing a late payment fee even though I always send my electronic payment on time. I just found out today what their game is. The trick they are playing is that all of a sudden they are not accepting electronic payments from the other banks, so this forces the banks to send the payments by mail. Since the banks have to mail them the checks for payments, they have changed their payment mailing address without notifying the costumers. This causes the checks to arrive late every time. I wonder how many thousands of costumers are being taken to the cleaners by these thieves.
2 comments
ID
Location
Jacksonville, Florida
Advanta Bank issues card without validating applicant
In 2005, my bookkeeper applied for a business card with Advanta using my name and SSN, a fraudulent, non-working telephone number, her own e-mail address and a mailing address that she was using. Advanta then issued a credit card with my name on it. This person then went on to get a card under a second account, separate account number with her name on it, but with my name as the responsible party. Advanta issued this second card as well. Advanta's response is that since the card was applied for over the internet, they did not need a signature to approve the application. They furhter state the the information provided on the application could be "validated by public records"...yet the information was false. Advanta has told me that "they sent me the wrong information used to open the account", but they have not been able to provide contact information or a mother's maiden name is correct, or even proof that they know it. They also state that they have a voice recording of me giving authorization for the cards to be issued, but cannot explain how they were able to contact me when they had a phone number that has never been a working phone number, and "they have lost the recording".
2 comments
ID
Location
Boulder, Colorado
Advanta
I opened an account with Advanta back in 2004 -- Interest rate was 7.99% increased to 24.99% -- unable to speak with a live person about account -- they refer you to 'credit counseling' It would be appreciated if I can have a LOWER interest rate so I can SURVIVE -- I do not want this to affect my Credit Report so this is why I struggle to pay over $300 a month it has been NOTHING but a struggle I continue to stress this -- It is awful how Banks can get away with what they do to the consumer(s) I am just pressing on
4 comments
ID
Location
Stone Mountain, Georgia
New Reviewer
Same problem as many - Advanta's criminal actions
I hate this company! They did the same to our small business a couple of years ago after they continually increased our credit limit. After several attempts to lower my rate from 30%, they finally brought it down to 19.99. I've been trying to pay off my balance with timely monthly payments which are way over the minimal. Was late by 2-3 days with 2 payments in the last 12 months and now my APR went from 19.99 to 29.99. Contacted Advanta - no help! I'm already signed up for a class action suit again them but I want to know if I should continue to pay off the balance.
2 comments
ID
Location
Newark, New Jersey
New Reviewer
Credit practices
This bank accrues fees and finance charges so that for every $10 one has in the loan balance, they charge an additional $5. I can never get my account to get below $100.00, no matter what I try. And to think that I started with about an $1150.00, paying $100.00 every month, has now taken 3 years and I am still dealing with a balance. I consider them to be an unworthy company with tactics designed to keep you paying forever. Albeit, this is not the only company out there like that. But interest rates above 30% is outrageous. They are true "Sharks" by the meaning of the term in bank lingo. Do not open an account with this bank. This a warning to protect all other customers out there.
2 comments
ID
Location
Baltimore, Maryland
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New Reviewer
Where can I join a class action suit against Advanta?
Can anyone please give me contact information to join a class action suit against Advanta? A long story short, several months ago Advanta tried their interest rate hike games on me without any justification then closed my account after I paid it off in full to avoid the new interest rate and are now trying to "buy me off" with a check they sent me. They chose to close my account after I told them that until they lowered my interest rate back down I would not use their card. I had never paid late and always paid more then was required! I have not cashed the check they sent me last October and would like to join in "giving them a taste of Texas justice"! Can anyone help? Please email me at berlinaustin@***.com Thanks for your time!
1 comment
ID
Location
Austin, Texas
New Reviewer
Advanta Bank beware of ever having one late payment
We had an Advanta Bus. Master Card with a special promotion of zero% interest through Jan. 2010. They closed our account only 3 weeks after making the transfers to them because they got out of third party credit cards. My payment was received 3 days late, not only did they charge me the late fee of $39, but they charged me full interest due to "breach of contract" because the pmt was received 3 days late. That was $407 in interest 29%, which is an illegal interest rate for my State, 24% is max. Anyway, never do business with this sorry customer service company. They do not care one bit about their customers only their pockets.
2 comments
ID
Location
Lexington, Kentucky
New Reviewer
Advanta bank interest hike and harrassment
I would like the join the class action suit against advanta for hiking the interest rate from 9% to 35% without warning, then closing the account in July of this past year. They refuse to return calls for negotiation and have "Jim,John, Bob, Donna and Janet" from India calling me 3-5 times a day, bullying me and harrassing me, telling me they will stop calling as soon as I set up a payment with them. I set up an automatic ONE time payment and am now caught up. The calls keep coming, as early as 7:30am. They pretend they are from Pennsylvania and tell me that "Brian" is their supervisor, and he doesn't have a last name because they all just call him "Brian." I am infuriated with the unprofessional service and lack of concern for me and my business, and also afraid these bloodsuckers will hijack my checking account. I have already visited my bank to make sure no unauthorized transactions result.
3 comments
Advanta provided the worst service I have received from a bank in ten's of years. I had the same experince with it is all the customers fault, advanta doesn't make mistakes. they always hold mailed checks to make sure they can collect fees, very consitant behavior of advanta. Advanta made a mistake, on posting a payment. The account holder enforcement people called every hour to harrass becuase of their mistake. When I talked to them they were rude and told me it was my problem and that I would have to file a written dispute. They repond to written disputes with a form letter that it is not advanta's problem. Then when I call to ask for help, get the rude people who just want you to pay provide no help or service.
After sending 3 letters of dispute, advanta sends 3 letters stating to file a letter of dispute. the whole time you deal with the written dispute advanta requires, the enforment team punihses you with hourly calls of why you have a dispute over a small amount of $125.
Ever since advanta had the FDIC take over and ripped USA for millions the attitude is abuse the customer, what can a customer, they took their money and dumped the business.
If you have the opportunity to get away from this bank do it. The will take your money and then abuse for letting them take it, I am still shocked by how abusive the people who answer the phone will treat someone that is part of the system that let's them get paid.
Yes, I'm with you. I just had a conference call with my bank and Advanta yesterday with a very rude Customer Disservice Rep.
She agreed to reverse the late fee. I thanked her for that(which I shouldn't need to thank somebody for something they're supposed to do) and I told her that she was trying to imply that it was my fault and it wasn't. I scheduled my payment to be made two days before the due date. They cleared the check a week later!
She ended by saying "if this happens again, you're going to have a problem." Excuse me? I felt like reaching through the phone.
I responded "No, you will have a problem when I contact my lawyer!" Unbelievable. If I see a 30 days late on my credit report or have any more issues with these jokers, my lawyer will definitely get a call.